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ABOUT &money

Experts in digital products for the financial sector

With deep industry knowledge and a unique ownership structure, we develop our products in close collaboration with our clients in the financial sector.

Our products support the customer engagement - before, during and after meeting the customer.

By reducing administrative work, we help financial institutions move time and attention back to what creates value: engagement, dialogue and trusted advisory.

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Unique ownership group with deep grounding in the coupling of finance and technology

&money was created in 2023 and today has an ownership group consisting of the international technology company Trifork and the 2 Danish banks Nykredit and AL Sydbank.

TriforkNykreditAL Sydbank logo
&Money

Our products

Deep financial expertise

Most tech companies build for finance from the outside. We build from the inside - with a deep understanding of advisory, regulation and the realities advisors face every day

Human-first technology

We design technology that strengthens advisors instead of replacing them – combining AI with human judgment and relationships to ensure superpowered advisory.

End-to-end customer engagement

We cover the full interaction lifecycle: before, during and after meeting the customer – across channels, touchpoints and use cases.

Proven impact

Our solutions are already creating measurable results for financial institutions, freeing up advisory time and improving engagement quality.

A safe and trusted partner

With strong partnerships, certifications and existing financial customers, &money is a reliable partner in a highly regulated market.

OUR TEAM

Meet our customer team

We work every day to provide our customers with better digital experiences in meeting their customers, through adaptive products.

Thomas
Windelborg
Thomas
Windelborg
CCO, Sales & Partnerships

CCO with extensive experience driving growth through sales, partnerships, and commercial strategy, backed by a strong entrepreneurial background and leadership roles across telecom and financial services. Proven ability to build scalable revenue models and long-term customer relationships.

Jesper
Rauff Larsen
Jesper
Rauff Larsen
CPO, Products

CPO with extensive experience building and scaling digital products within financial services, combining a strong entrepreneurial track record with deep expertise in product strategy and platform development. Brings a strong understanding of financial systems and user needs to deliver scalable, high-impact solutions.

Torsten Terp
Torsten
Terp
CEO, Managing Director

CEO with over two decades of experience in financial services and technology, combining deep expertise in digital transformation with a strong track record of building and scaling customer-centric platforms. Proven ability to drive innovation and execution, transforming how financial institutions engage with their customers.

Morten Hvidbjerg Jeppesen
Morten Hvidberg Jeppesen
CTO, Technology Officer

CTO with extensive experience building and scaling complex, high-performance systems, combining a strong engineering foundation with deep expertise in architecture, product, and program leadership. Known for turning complex technical challenges into robust, scalable platforms.